​Are you looking to open an offshore bank account? Read how the Cayman Islands could be the perfect fit for you.

您想开立一个离岸银行账户吗？一起来了解一下为何开曼群岛是最适合的选择吧！

The Cayman Islands has always been one of the best choices when opening an offshore company, which means the compliance in accounting and taxes is quite straightforward. According to TMF’s Global Business Complexity Index (GBCI), in 2021 the Cayman Islands was the third least complex jurisdiction among 77 jurisdictions to open an offshore company in. It rose from ranking 8th in 2020.

开曼群岛一直是开设离岸公司的最佳选择之一，因为它的会计和税收条例束约相对较少。根据 TMF 的《全球商业复杂性指数 (GBCI)》显示，2021年在77个可以设立离岸公司的司法管辖区中，按照设立公司的复杂度由低到高排名，开曼群岛位列第三，而2020 年它的排名还在第 8 位。

The Cayman Islands General Registry states there were a total of 16,748 companies registered in 2021, a 43% increase in comparison to 2020.

据开曼群岛总登记处称，2021 年共有 16,748 家公司注册，与 2020 年相比增加了 43%。

Why the Cayman Islands?

为什么选择开曼群岛？

· Tax-neutral jurisdiction: The Cayman Islands imposes no tax on corporate income, capital gains, property, payroll, inheritance, gifts or wealth, and the Cayman Islands provides an attractive place for foreign individual businesses to minimize their tax exposure.

税收中立的司法管辖区：开曼群岛对公司收入、资本收益、财产、工资、遗产、赠与或财富免除征税。开曼群岛最吸引外国企业设立公司的地方是它可以最大限度地降低税收风险。

· No director residency requirements: Many countries around the world require at least one director of the company to be a local resident or require the majority of the members of the Board of Directors to be local residents. There are no such residency requirements for the director of the company, so the company does not have to appoint a nominee director.

对董事无居住地要求：许多国家的法律法规要求公司内至少有一名董事是当地居民或要求董事会的大多数成员是当地居民。开曼群岛对公司董事没有此类居住要求，因此公司不必为此特意任命提名董事。

· Minimal maintenance: There is no statutory requirement for the filing or auditing of company accounts unless your company is regulated by the Cayman Islands Monetary Authority (CIMA). However, every company is required to keep proper books of accounts, reflecting a true and fair view of the state of the company’s affairs and explaining its transactions.

省心的维护：除非您的公司受开曼群岛金融管理局 (CIMA) 的监管，一般情况下，对公司账户的归档或审计不会有法定要求。但是，每家公司都必须保留可以真实公平地反映公司事务状态以及解释其交易的账簿。

· Confidentiality: The Cayman Islands does not require companies to submit financial statements or publicize the names of the shareholders, directors, and officers, and therefore provides maximum privacy to the investors.

保密性：开曼群岛不要求公司提交财务报表或公开股东、董事和高级职员的姓名，最大限度的保护了投资者的隐私。

· Speedy incorporation: When all correct information and forms are submitted, the time to obtain the Certification of Incorporation could be as short as two working days.

快速注册：提交所有正确信息和表格后，获得注册证明的时间可能短至两个工作日。

· No minimum capital requirement: There is no requirement for any monetary investment at the time of incorporation. However, there is a minimum of one share equity investment required for the company’s capital.

没有最低资本要求：在公司成立时没有任何货币投资要求。但是，公司至少需要发行一股股权。

​What Do You Need for Incorporation?

您需要什么？

在境外成立公司之后，企业开拓海外市场将变得更加便捷，有利于扩大企业的发展。同时，企业还可以设立境外账户，便于与境外客户进行资金往来。

· Memorandum and Articles of Association

组织章程

· Certified individual shareholders’ and Directors’ address proof and passport

经过认证的个人股东和董事的地址证明和护照

· Certified corporate shareholders’ certificate of Incorporation, register of directors, and register of shareholders

经认证的法人股东注册证书、董事名册和股东名册

· A reserved company name: words like “Bank,” “Trust,” “Insurance,” or “Fund” are not allowed to be used in the proposed name for the company, and the name must be approved by the CIMA or the Registrar before submitting the incorporation application

保留的公司名称：公司名称中不得使用“银行”、“信托”、“保险”或“基金”等字眼，如果需要保留名称，则该名称在提交注册申请之前必须获得 CIMA 或注册商的批准

· A registered agent who is located in the Cayman Islands

开曼群岛的注册代理人

· A registered office that is maintained by the company’s staff and the registered agent

由公司员工和注册代理人管理的注册办公室

After the application, the next steps are obtaining the Certification of Incorporation, preparing and signing the activation document of the new company, preparing the whole set of the company kit, and opening a bank account.

成功提交公司注册申请后，需要准备并签署新公司的激活文件，准备公司所需要的所有材料并开设银行账户。

Want to incorporate in the Cayman Islands? CanCan can help. We are experienced in incorporating any type of company while being in compliance with the Cayman Islands’ regulations.

想在开曼群岛注册公司？CanCan 可以为您提供帮助。在遵守开曼群岛法规的同时，我们在合并任何类型的公司方面拥有丰富的经验。

When an offshore bank account is opened for the company incorporated in the Cayman Islands, the documents you generally need are:

在开曼群岛注册成立的公司开设离岸银行账户时，需要的文件有：

· Bank account application form

银行账户申请表

· Certified copies of identification for all directors and shareholders that include passport and proof of address

所有董事和股东的身份证明副本，包括护照和地址证明

· Certificate of Incorporation

公司注册证书

· Memorandum and Articles of Association

组织章程

· The company’s good standing status certification

公司良好的信誉状态证明

· Business plan

商业计划书

Want to open a bank account for your Cayman Islands’ offshore company? CanCan can help. We are experienced in opening bank accounts for offshore companies.

想为您的开曼群岛离岸公司开立银行账户？CanCan 可以为您提供帮助。我们在为离岸公司开设银行账户方面拥有丰富的经验。

About CanCan

hetaiqiye has been providing business and compliance consulting to international businesses in China for 25 years. We are professionals from China, Hong Kong, and the US with international accounting and legal firms practicing experience. We provide quality service, and we understand the importance of the practicalities in incorporations. Aside from incorporation, we also offer a wide range of consulting services including acting CFO, financial due diligence, compliance advisory, and mergers & acquisition consulting.

关于合泰企业

合泰企业25 年来一直为在中国的国际企业提供商业和合规咨询服务。我们有来自中国、香港和美国且具有国际会计和律师事务所的执业经验的专业人士。我们提供优质的服务，同时也明白公司注册中实用性的重要性。除了公司注册，我们还提供广泛的财务咨询服务，包括代理CFO、财务尽职调查、合规咨询和并购咨询。